THE UNIVERSAL TRUST PROTOCOL

Cash into Code_
Trustless Finance.

Nodency is the immutable layer connecting peer-to-peer trade, government programmable budgets, and non-custodial DeFi lending. We turn cash into code using Self-Sovereign Identity and Service Node Rewards.

50k+
Active Nodes
$12M
Liquidity Locked
0.0s
Downtime
Latest Block
#8,942,102
01. Protocol Pillars

Building Trust at the Network Edge

Replacing intermediaries with immutable code. The Nodency Smart Contract acts as a digital constitution, ensuring fair execution for every transaction.

Explore Mechanics
Nodency Smart Contract
function transfer(to, amount) public {
  require(balance >= amount);
  return true;
}
Immutable

My Chain (Self-Sovereign)

Every user's device runs a Light Node, maintaining its own immutable history locally. This eliminates single points of failure and ensures you own your data.

Edge Verification

Trust is established peer-to-peer. Transactions are signed biometrically (Face/Fingerprint) and verified instantly via NFC/Bluetooth without relying on central servers.

Zero Gas / Rewards

Users never pay transaction fees. The cost of validation is covered by $KASH Service Node Rewards, creating a sustainable, inclusive economy.

02. Technical Depth

The Three-Chain Data Model

GLOBAL LEDGER
LOCAL CHAIN
CHAT CHAIN

Chat Chain (Ephemeral)

Asynchronous, End-to-End Encrypted (E2EE) protocol anchored by DIDs. Message payloads are scrambled and never stored permanently on the global ledger.

CIPHER: U2FsdGVkX1+...

Local Light Chain (Personal)

Encrypted SQLite DB stored locally on the user's device. It maintains immediate personal transaction history without waiting for global consensus.

LOCAL_HEIGHT: 42 | SYNCED: false

Global Ledger (Consensus)

The full, permanent, public record of all finalized transactions and Smart Contract state. The source of absolute truth.

TX: P2P_TRANSFER | SENDER: did:kash:alice
03. Liquidity Engine

Trustless Lending & Risk-Adjusted Yield

Supply Liquidity (Deposit)

Deposit stable assets (KASH, USDC) into the decentralized reserve. Earn a dynamic yield based on the asset's utilization rate, secured by smart contract risk management.

  • Earn via Protocol Yield.
  • Tracked by `userDepositShares`.

Secured Borrowing (Leases)

Borrow assets against your collateral using the Kinked Interest Rate Model. Loans are non-custodial and protected by automatic liquidation logic.

  • Liquidation Threshold: 125%
  • Debt tracked by `scaledDebt`.
04. Universal Reach

The 6 Core Economic Flows

FLOW_01

P2P & Agentless Trade

Smart Escrow protects peer-to-peer cash exchanges. Funds are released only after biometric confirmation of cash delivery. This forms the foundation of our decentralized K-Node network.

  • Zero-Trust Cash In/Out
  • O2O Invoice Linking
FLOW_02

G2G & Programmable Budgets

The Global Ledger enforces budget constraints. G2G funds are restricted to whitelisted vendors, making budget diversion impossible. G2P enables bulk payroll/aid distribution in one transaction.

  • Anti-Corruption Logic
  • Instant Tax Reconciliation
K
Protocol
P2P Transfer
0.00 Fee
Gov Budget
Restricted
Supply Chain
Tracked
05. The Future of Control

DAO Governance

PASSED

The $KASH Token

The utility token that powers the network. Used exclusively for staking, rewarding validators, and voting on Nodency Improvement Proposals (KIPs).

VOTING POWER STAKING

Community DAO

Control is progressively decentralized. Major decisions—like adjusting inflation rate or setting Liquidity Multipliers—are voted on by the $KASH holders via the Timelock Controller.

TIMELOCK ON-CHAIN
06. Incentivized Participation

Service Node Rewards

Service Node Reward Logic

Field Agents (K-Nodes) earn $KASH based on the Proof of Stake & Service formula. This market-driven incentive ensures liquidity and service is available even in remote, high-cost areas by rewarding Agents who stake money and perform verified tasks.

  • Staked Liquidity: The Agent's minimum KASH collateral for network security.
  • Performance Float: Quantified measure of services rendered (`_float`).
  • Zone Multiplier: Dynamic rate based on local demand and difficulty.

Reward Formula

Reward = (Performance × Time × Zone_Multiplier) / Factor

K
07. Safety by Design

Security Without Compromise

E2EE Privacy

Transaction details are encrypted end-to-end. Our servers act as blind relays and physically cannot read your financial data.

Biometric Self-Custody

Your private key is generated inside your device's Secure Enclave. It never leaves the hardware, ensuring you are the only one who can sign transactions.

Protocol Integrity

Built on open, audited EVM Smart Contracts. The rules of the system are immutable and enforced by code, not by human policy.

Audited & Verified

Smart Contracts audited by CertiK and OpenZeppelin.

View Audit Reports

Your Self-Sovereign Financial Utility

Download the Nodency mobile app to create your local chain, secure your assets with biometrics, and interact with the Licensed Partner for fiat services.

K
Balance
5,240.00 KASH
Received
From Alice
+500
Coffee
Cafe Java
-4.50